Kivo is a free, on-device dictation app for Mac that transcribes speech directly at the cursor in any application. Users hold a key, speak naturally, and release to have their words appear as text, with filler words and repetitions automatically removed. The speech model runs locally via Core ML, requires no account or internet connection after a one-time download, and never uploads audio. Kivo also supports custom vocabulary corrections for names and jargon that standard dictation tools often mishandle.